Job Description We are seeking a highly motivated and detail-oriented Credit Analyst to join our team. The role is responsible for ensuring the accurate and timely preparation of security documents and facility agreements, in line with legal and regulatory requirements. This position plays a key role in minimizing credit losses, maintaining strong governance and compliance standards, and supporting the Bank’s service strategy through efficient processes and excellent client service delivery. Ensure correct security documents and facility agreements are prepared, vetted, and signed in line with legal requirements to safeguard the Bank’s interests. Provide oversight and monitoring of internal credit controls through effective management of the Deal Conclusion Forum (DCF), ensuring compliance with the Bank’s risk frameworks. Ensure timely execution of facility agreements and adherence to service level agreements (SLAs) to meet client service expectations. Monitor and take corrective actions to prevent credit operational losses. Engage stakeholders to address service issues and resolve queries within agreed turnaround times. Implement and optimise use of bank systems (Collate, Hogan, LMS) to drive operational efficiency. Ensure all credit processes and approvals adhere to governance frameworks, compliance requirements, and audit standards. Prepare and submit regulatory and performance reports within agreed timelines. Ensure collateral documents are properly registered, safe-kept, and lodged with the relevant departments. Foster a culture of ethical behaviour, compliance, and continuous learning within the team. Qualifications, Skills & Experience Bachelor’s degree in Finance, Accounting, Business Administration, Economics, or related field. Minimum 2 years’ experience in credit analysis, credit operations, or related banking function. Strong understanding of credit risk management frameworks, collateral requirements, and legal documentation processes. Familiarity with banking systems (e.g., Hogan, Collate, LMS) will be an added advantage. Strong analytical, problem-solving, and decision-making skills. Excellent stakeholder engagement and communication skills. Ability to work under pressure while maintaining high attention to detail. Job Details Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below. 17/09/25 All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties. Introduce yourself to our recruiters and we will get in touch if there's a role that seems like a good match. Should you have any queries, please log it via MyQ. FirstRand provides a comprehensive range of financial services in South Africa and certain markets in broader Africa. The group also offers certain niche products and services in the UK and India. Listed on the Johannesburg Stock Exchange (JSE) and the Namibian Stock Exchange (NSX), FirstRand Limited is the largest financial institution by market capitalisation in Africa. The group follows a multi-branding approach. Its portfolio of financial services businesses includes FNB, RMB, WesBank, Ashburton Investments, Aldermore, MotoNovo and DirectAxis. Many are leaders in their respective segments and markets, offering transactional, lending, investment and insurance products and services The FirstRand Corporate Centre houses many of the critical functions required by a large and complex financial services group. The group's track record of delivering superior returns to shareholders has been achieved through a combination of organic growth, acquisitions, innovation and the creation of completely new businesses. The group’s purpose of delivering Shared Prosperity provides many opportunities for employees to innovate to address social and environmental challenges in our markets. All of our businesses have successful Volunteering programmes which also allow employees to adopt and support causes close to their hearts.
