Job Description Analyses credit data to estimate degree of risk in extending credit or lending money Consults with management to assist in corporate planning Achieve year on year Total Consumer Revenue Growth as per the Branch Financial Performance Report for your Customer Portfolio Manage costs / expenses within approved budget to achieve cost efficiencies Deliver exceptional Credit service that exceeds customers' expectations through proactive, innovative and appropriate solutions Assist internal sales partners with credit decisions and application of the credit policy. Build and maintain relationships with internal business partners Maintenance of expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders Responsible for maximising cross sell opportunities through credit assessment and client portfolio analysis Assist internal sales partners with credit decisions and application of the credit policy and build and maintain relationships with internal business partners Ensure average approval turnaround time against target to ensure retention of clients. Analyse credit data to estimate degree of risk in extending credit or lending money by accessing credit applications Comply with governance in terms of legislative and audit requirements Responsible for the returns of daily stats Manage personal development to increase own skills and competencies Job Details Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below. 05/08/25 All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties. Introduce yourself to our recruiters and we will get in touch if there's a role that seems like a good match. Should you have any queries, please log it via MyQ. FirstRand provides a comprehensive range of financial services in South Africa and certain markets in broader Africa. The group also offers certain niche products and services in the UK and India. Listed on the Johannesburg Stock Exchange (JSE) and the Namibian Stock Exchange (NSX), FirstRand Limited is the largest financial institution by market capitalisation in Africa. The group follows a multi-branding approach. Its portfolio of financial services businesses includes FNB, RMB, WesBank, Ashburton Investments, Aldermore, MotoNovo and DirectAxis. Many are leaders in their respective segments and markets, offering transactional, lending, investment and insurance products and services The FirstRand Corporate Centre houses many of the critical functions required by a large and complex financial services group. The group's track record of delivering superior returns to shareholders has been achieved through a combination of organic growth, acquisitions, innovation and the creation of completely new businesses. The group’s purpose of delivering Shared Prosperity provides many opportunities for employees to innovate to address social and environmental challenges in our markets. All of our businesses have successful Volunteering programmes which also allow employees to adopt and support causes close to their hearts.
